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Affordable Care Act

Congress passed the Patient Protection and Affordable Care Act (ACA) on March 23, 2010. The stated purpose of the law is to expand access to health insurance to all Americans. Some of the law's provisions became effective in 2010, while others will be phased in through 2020.

The majority of the insurance provisions of the ACA become effective January 1, 2014, including the start up of health insurance exchanges, also referred to as “marketplaces, and the requirement for all Americans to have qualifying minimum essential insurance coverage.

Key Provisions

A brief summary of important consumer protections, many already in effect and others taking effect in 2014.

What is the Health Insurance Marketplace (Exchanges)?

Learn more about the new marketplace to buy health insurance starting in 2014.

Navigators and Agents/Brokers

Learn more about the new marketplace to buy health insurance starting in 2014.

Frequently Asked Questions

Find answers to some of the most commonly asked questions.

Resources

Find links to consumer, insurer and industry info on Health Care Reform.