On October 29, 1998, a hearing was held pursuant to AS 21.06.180-21.06.230
to receive testimony regarding insurance coverage that insureds
are generally unable to secure from admitted insurers for
consideration by the director for inclusion on the surplus
lines placement list. Written testimony was also received
in accordance with the hearing notice.
Producing brokers are reminded that, under AS 21.34.020(3)
and 3 AAC 25.030, they must use due diligence to
determine whether the insurance is available from an admitted
insurer. Due diligence will be presumed if the producing
broker affirms that the coverage is unavailable and
the unavailability is documented by the affirmation that the
coverage is on this list. Nothing herein precludes the producing
broker from applying for an exception under AS 21.34.020(4)
when coverage is available in the admitted market.
This order replaces Order R98-01, issued January 12, 1998,
and subsequent amendments.
Under 3 AAC 25.040, the following is the December 23, 1999,
surplus lines placement list:
| AUTO PHYSICAL DAMAGE |
| Auto firm renters - short term |
| Auto renters conversion |
| Classic/antique autos |
| Garagekeepers legal liability |
| Hazardous materials hauling |
| Heavy vehicles - over 20,000 gross vehicle
weight |
| Leased motor homes |
| Long haul trucks |
| Luxury autos |
| Racing autos |
| Special auto bodies |
| Taxi cabs |
| |
| AVIATION AND AIRCRAFT |
| Aircraft - antique |
| Aircraft - chartered |
| Aircraft - excess passenger liability |
| Aircraft - fixed base operations |
| Aircraft applicators liability including
crop damage and chemical drift |
| Airport liability |
| Airport repair operations (umbrella) |
| Aviation maintenance vehicles |
| Balloon - hot air/gas |
| Excess limits |
| Guide, lodge, or outfitter airstrips |
| Guides, lodges, and outfitters aircraft
hull or liability |
| Helicopters |
| Monoline: |
| Airport liability |
| Aviation products liability |
| Hangerkeepers liability |
| |
| BURGLARY, ROBBERY AND HOLD-UP |
| Gold mines |
| |
| FIRE AND ALLIED LINES |
| Assisted living homes |
| Buildings on piles |
| Drought insurance |
| Explosive manufacturing, storage, or sales |
| Greenhouses - wind and hail |
| Hay in the open or barns - when value exceeds
$25,000 in each stack or barn. |
| Monoline: |
| Business interruption |
| Earthquake |
| Flood |
| Pile driving contractors |
| Plastic manufacturers and sales |
| Polyurethane insulated buildings |
| Railroads - property and general liability |
| Remote - accessible only by air or water |
| Sawmills |
| Small builders risks under $25,000 (all
risk) |
| Small welding shops - general liability
and products liability |
| Unprotected risks - class 8, 9, or 10 |
| Wood handlers |
| |
| PROFESSIONAL LIABILITY |
| Architects and engineers |
| Assisted living homes |
| Computer programmers |
| D&O, small village corporations |
| Employment practices liability |
| Financial advisors |
| Internet professional liability |
| Marine surveyors - professional and general
liability |
| Police professional liability |
| Public officials liability |
| School board liability |
| Social service agencies, residential counseling
service (i.e., alcohol abuse, |
| counseling) |
| |
| GENERAL LIABILITY |
| Alarm companies |
| Animal rides, saddle horse liability, rodeos
and horse shows |
| Armored car services - auto, crime and
fidelity |
| Assisted living homes |
| Computer programmers |
| Custodial care - licensed for under 25 |
| Adult day care centers |
| Child day care centers |
| Developmentally disabled |
| Residential and day care centers |
| Homes for the aged |
| Demolition contractors liability |
| Divers |
| Environmental impairment liability |
| Explosive manufacturing, storage, or sales |
| Exterminators liability, pest control applicators |
| Food borne illness |
| Guides, outfitters, and lodges - remote
(accessible only by air or water) |
| Hazardous materials |
| Loggers broad form liability |
| Damage including fire |
| Damage to standing timber |
| Mining |
| Miscellaneous E&O for ATMs |
| Monoline: |
| Employment related practices |
| Explosion hazard |
| Hole-in-one coverage |
| Liquor liability - if liquor exceeds 40%
of sales or entertainment |
| Police protective - false arrest, personal
injury |
| Pollution/contamination |
| Products and completed operations |
| Railroad protective |
| Security guards (under ten guards) |
| Ski-lifts and tows |
| Snowmobile dealers |
| Special events, tagged fish |
| Mortgage protection/impairment |
| New ventures - under three years experience |
| Oil field service contractors - small (premium
under $10,000) with only Alaska |
| operations |
| Real estate appraisers, errors and omissions |
| Social service agencies, residential counseling
services (i.e., alcohol abuse |
| counseling) |
| Spectator liability |
| Suntan parlors |
| Suppression contractors - including service
and sales operations |
| |
| INLAND MARINE |
| Bridges and tunnels |
| Builders risk/course of construction -
accessible only by air or water |
| Docks, piers, and wharves - wood frame |
| Earthquake or flood |
| Hazardous materials |
| Unprotected - class 8, 9, or 10 |
| |
| KIDNAP/RANSOM |
| Kidnap/ransom |
| |
| MONOLINE COMMERCIAL |
| Cameras |
| Coin dealers |
| Coin operated devices |
| Contact lenses |
| Data processing equipment |
| Fine arts |
| Furs |
| High values - in excess of $5,000,000 |
| Jewelry |
This order is effective December 23, 1998.
Dated this 23rd day of December 1998, at Anchorage, Alaska.
